Habitat’s mission is to provide decent affordable housing for low income families. ‘Decent’ meaning houses are moderately sized—large enough for the homeowner’s needs, but small enough to keep construction and maintenance costs affordable. Habitat for Humanity uses quality building materials either donated or purchased locally. We build using volunteer labor, when applicable, to cut costs. The volunteer aspect brings the community together in a powerful way that helps create a sense of belonging and a network of support. The process of becoming a Habitat homeowner supports strength and empowerment through financial stability, education, community involvement and positive lifestyle choices. 

 

Habitat is a hand up, not a hand out. Partner families pay back a zero interest mortgage and are expected to complete up to 450 hours of Sweat Equity, including an educational component. Accountability is big part of the Habitat model, because it builds self-reliance, breaks the chain of poverty and provides opportunity for the next generation. 

 

Family selection is centered around Habitat’s three pillars which are: 

 

     • Need – meaning assessment of current living conditions 

 

     • Ability to Pay – meaning homeowners must be able to pay the zero-interest loan

 

     • Willingness to Partner – meaning homeowners must be willing to volunteer Sweat Equity hours